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SHORES OF PANAMA

One of the most popular communities provided by Gulf Life Real Estate

SHORES OF PANAMA

About SHORES OF PANAMA

Shores of Panama PCB Neighborhood Guide

Welcome to Shores of Panama, one of the most sought-after beachfront communities in Panama City Beach (PCB), Florida. If you’re searching for the perfect blend of luxury, convenience, and coastal living, Shores of Panama offers an unparalleled experience in the heart of Florida’s Emerald Coast.

Why Choose Shores of Panama?

Shores of Panama is renowned for its stunning views of the Gulf of Mexico, resort-style amenities, and unbeatable beachfront access. Residents and vacationers enjoy a vibrant lifestyle, with crystal-clear waters, sugar-white sand, and a friendly, upbeat atmosphere.

Key Features

  • Direct Beach Access: Step straight from your condo onto the world-famous PCB shoreline.
  • Lagoon-style Pool: One of the largest and most beautiful pools in Panama City Beach, surrounded by lush tropical landscaping.
  • Full-service Spa: Relax with massages, facials, and more just steps from your doorstep.
  • On-site Restaurants and Bars: Enjoy delicious food and refreshing drinks without ever having to leave the property.
  • Modern Fitness Center: Keep up your fitness routine with state-of-the-art equipment overlooking the pool.
  • 24-hour Security: Enjoy a safe and secure environment, perfect for families and solo travelers alike.

Real Estate at Shores of Panama

Whether you’re seeking a luxury vacation rental, a second home, or a retirement condo, Shores of Panama offers a diverse range of properties, from cozy studios to spacious three-bedroom suites. Each unit features:

  • Private balconies with breathtaking ocean views
  • Fully equipped kitchens with modern appliances
  • Washer and dryer units in most condos
  • High-speed Wi-Fi and smart home features

Discover the latest Shores of Panama listings on Realtor.com and Zillow.

Things to Do Nearby

Life at Shores of Panama means you’re never far from PCB’s top attractions:

  • Pier Park: The premier shopping, dining, and entertainment destination in the area.
  • Shipwreck Island Waterpark: Family-friendly water rides and slides just minutes away.
  • St. Andrews State Park: Explore nature trails, snorkel in pristine waters, or take a dolphin tour.
  • Local Eateries & Nightlife: Enjoy fresh seafood, vibrant beach bars, and live music venues nearby.

Check out more attractions at the Panama City Beach Visitors Bureau.

Community and Lifestyle

Shores of Panama fosters a welcoming community for families, retirees, remote workers, and vacationers. Enjoy seasonal events, holiday celebrations, and group fitness classes. The complex is also pet-friendly, making it easy to bring your furry friends along.

Why Invest in Shores of Panama?

Panama City Beach real estate remains one of Florida’s most lucrative investment opportunities thanks to year-round tourism, strong rental demand, and a growing economy. Shores of Panama condos maintain high occupancy rates and deliver excellent returns for vacation rental investors.

Living at Shores of Panama

Experience the ultimate Florida beachfront lifestyle, complete with stunning sunsets, year-round warm weather, and endless coastal adventures.

Ready to find your dream condo or investment property? Learn more about Shores of Panama and available real estate opportunities by visiting Shores of Panama HOA or contact a local PCB realtor today.


Make Shores of Panama your new coastal home and discover why this neighborhood is one of the best places to live, vacation, and invest in Panama City Beach, Florida.

One of the most popular communities provided by Gulf Life Real Estate
72
# of Listings
1
Avg # of Bedrooms
$2,572
Avg. $ / Sq.Ft.
$402,371
Med. List Price

Browse SHORES OF PANAMA Real Estate Listings

61 Properties Found. Page 2 of 5.

-- Gulf Front | Turn-key Rental Investment | Beachfront Amenities and Parking.Unit 1321--desirable Type K floor plan offering unobstructed views of the Gulf, resort-style lagoon pool,Tiki bars, Indoor pool -sauna and tropical amenities.--This 2BR + Bunk room | 3BA condo is fully furnished and turnkey ready, impressive rental income potential.-- 1321 conveys with a designated parking space on the 6th floor conveniently located for easy access.-- As an added value, the seller will pay the special assessments in full prior to closing--a major financial incentive for savvy investors looking to maximize cash flow from day one.Whether you're adding to your vacation rental portfolio or looking for a low-maintenance second home on the Emerald Coast, Unit 1321 delivers.
#986802

Panama City Beach

9900 S Thomas Drive 1321

2 Beds

2 Baths

1,184 Sq.Ft.

$429,900

MLS#: 986802

☀️🏝️— Gulf Front | Turn-key Rental Investment | Beachfront Amenities and Parking.
 Unit 1321—desirable Type K floor plan offering unobstructed views of the Gulf, resort-style lagoon pool,Tiki bars, Indoor pool -sauna and tropical amenities.— 
This 2BR + Bunk room | 3BA condo is fully furnished and turnkey ready, impressive rental income potential.
 — 1321 conveys with a designated parking space on the 6th floor conveniently located for easy access.
 — As an added value, the seller will pay the special assessments in full prior to closing—a major financial incentive for savvy investors looking to maximize cash flow from day one.
Whether you're adding to your vacation rental portfolio or looking for a low-maintenance second home on Panama City Beach, Unit 1321 delivers!
.
#774596

Panama City Beach

9900 S Thomas Drive 1321

2 Beds

3 Baths

1,184 Sq.Ft.

$429,900

MLS#: 774596

Stunning End Cap Unit at Shores of Panama ~highly coveted, & one of the best floorplans at Shores of Panama. The 02 stack is on the west side -away from all of the busy traffic on the east side of the building. Unique extra bump out gives an Eagles eye view! This unit is closest to Long Beach, and also very close to parking garage. Completely remodeled and stunning condo!  Ship-lap galore, new kitchen, built-in bunks w/ tv's.  Huge Owners closet! 980 sq foot - biggest 1 bedroom in Shores!  This condo is a rental machine!  Newer appliances, living room furniture, master furniture, and new paint.   Shores of Panama is loaded w/ amenities, pools, hot-tubs, fitness center, tiki bars with an on-site 30A Chef.  All of these amenities are what ''year-round vacationers are looking for, as well as right next door to Pineapple Willy's! Rentals are very good in this building, and usually outperform any other complex on the beach! This beautiful floorplan is very spacious, tucked away and peaceful.  This condo is turn-key already on a popular rental program and will not miss a beat.  $55,906  gross 2024, 2025 $63,596 gross from January-September (and still 3 more rental months in the year). Owner currently leases yearly dedicated parking spot.
#779974

Panama City Beach

9900 S Thomas Drive 1402

1 Beds

2 Baths

980 Sq.Ft.

$419,000

MLS#: 779974

Welcome to Unit 2015 at Shores of Panama, a beautifully furnished 2-bedroom, 2-bath condo, with a dedicated parking spot offering stunning views of the Gulf of Mexico and the resort's iconic lagoon-style pool. Located in one of Panama City Beach's most desirable beachfront communities, this move-in-ready unit is the perfect blend of coastal comfort and resort-style living.This spacious condo features an open-concept layout with a bright, airy living area, brand new vinal flooring throughout, and a large private balcony, perfect for soaking in sunset views. The fully equipped kitchen includes granite countertops, modern appliances, and a breakfast bar ideal for entertaining. The primary bedroom boasts direct balcony access and an en suite bathroom, while the second bedroom and additional full bath provide ample space for guests or family. Fully furnished with stylish coastal d??cor, this unit is turn-key and rental ready.

An assigned parking space is included- a major bonus during peak season.

Enjoy unmatched resort amenities:
Gulf-front pool & hot tubs
Indoor pool
Fitness center & spa
Tiki bar, beach access, and more!

Whether you're looking for a vacation home, investment property, or full-time beach residence, Unit 2015 delivers location, luxury, and lifestyle.

Don't miss this opportunity to schedule your private tour today!
#979123

Panama City Beach

9900 S Thomas Drive 2015

2 Beds

2 Baths

907 Sq.Ft.

$400,000

MLS#: 979123

Discover the epitome of coastal living in this meticulously updated 2 master bedroom, 3-bath condo. Immerse yourself in luxury with new stainless steel appliances, fresh paint throughout, and all new stylish furnishings, decor and even complimented by new window treatments. The fully equipped kitchen features new backsplash, new stainless appliances and granite countertops. With accommodations for 8, a stackable washer/dryer, and a separate bunk room with its own full bath, this condo is designed for comfort. Indulge in a wealth of amenities, including a assigned parking spot (#436) fitness center, poolside tiki bars, and an indoor heated swimming pool. The outdoor space is a haven with an extravagant zero-entry lagoon-style pool, hot tub, and sauna. Positioned in a prime location, this condo offers a short distance to shopping and restaurants, making it an ideal retreat. Revel in the coastal charm and convenience, as this turnkey rental ready comes fully furnished, promising a seamless transition into the ultimate beachside lifestyle.
*All measurements and items of importance are to be confirmed by buyer or buyer agent.*
#761102

Panama City

9900 S Thomas Drive 1707

2 Beds

3 Baths

1,148 Sq.Ft.

$399,000

MLS#: 761102

New on site 3 days ago
Welcome to Shores of Panama in beautiful Panama City Beach. This Gulf front 2-bedroom condo with additional hall bunks includes a highly sought-after assigned parking space and offers west-facing sunset views. From the private balcony, enjoy a direct overlook of the signature lagoon-style zero-entry pool surrounded by tropical landscaping, bridges, hot tub, and the iconic dolphin fountains.
Inside, the condo has been recently painted and updated with durable vinyl plank flooring throughout. The open kitchen features granite countertops, a breakfast bar, and a pantry for extra storage. With 2 bedrooms, hallway bunk beds, and a sleeper sofa, this unit comfortably accommodates guests and is ideal for rental income or personal use. The floor plan includes three full bathrooms, providing added convenience for owners and guests.
Resort amenities include the expansive outdoor pool area, two poolside tiki bars and a grill, an indoor pool and hot tub, a well-equipped fitness center, and an outdoor grilling/picnic area.
Renovations to the building exterior are currently underway.
#784037

Panama City

9900 S Thomas Drive 1921

2 Beds

3 Baths

1,184 Sq.Ft.

$395,000

MLS#: 784037

Shores of Panama Unit 1210 - $395,0002 Bedrooms | 1.5 Bathrooms | Prime 12th Floor Location | Dedicated Parking I Fully FurnishedWelcome to Unit 1210 at the highly sought-after Shores of Panama, an unbeatable Gulf-front resort in the heart of Panama City Beach! This beautifully appointed, fully furnished, 2-bedroom, 1.5-bath condo offers the perfect combination of comfort, convenience, and breathtaking views.Skip the elevators and enjoy direct access from your dedicated 12th floor parking spot, a rare and highly desirable feature that sets this unit apart. Inside, you'll find a bright, open-concept floor plan and a private balcony overlooking the emerald waters of the Gulf of Mexico. The primary bedroom features ample space and storage, while a cozy bunk room adds extra sleeping quarters for guests or family. The unit also includes an in-unit washer and dryer, updated flooring, and coastal furnishings that make it turnkey readyideal as a vacation home or income-producing rental.

Enjoy resort-style amenities including a massive lagoon-style pool, hot tubs, tiki bars, indoor pool, fitness center, and beach access just steps away.

Don't miss this opportunity to own in one of Panama City Beach's most iconic and amenity-rich resorts. Schedule your private showing today!
#979124

Panama City Beach

9900 S Thomas Drive 1210

2 Beds

1 Baths

911 Sq.Ft.

$390,000

MLS#: 979124

BALCONY REPAIRS COMPLETED - Drive up to the 11th floor and to your own DEEDED parking spot. This ''B'' type floor plan has fantastic balcony views of the pool and views down the coastline of Panama City Beach, Florida! Shores of Panama 1104 is a 2 Bedroom + Bunk area and 3 Bathrooms. The unit conveys fully furnished and rental-ready. Newly painted with new LVP flooring throughout the living areas and tile in the kitchen and bathrooms, new water heater in 2020. Located on the west side of the building on the 11h floor, allows for gulf views from BOTH bedroom windows. 
 
Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's prime location puts dining, shopping, and attractions within walking distance. Pineapple Willy's is right next door for beachfront dining, and Laketown Wharf, located across the street, offers multiple restaurant options, including The Wharf Buffet, Juan Taco, and LuLu's Bar & Resto. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, making Shores of Panama a sought-after destination for beachfront vacations.

All information and HOA fees are deemed accurate but should be verified by buyers if important.
#769952

Panama City

9900 S Thomas Drive 1104

2 Beds

3 Baths

1,148 Sq.Ft.

$389,900

MLS#: 769952

Experience breathtaking Gulf views and unforgettable sunsets from this beautifully maintained 19th-floor condo in the highly desirable Shores of Panama. Perfectly positioned in the center of the building, this southern-facing unit offers unobstructed panoramic views overlooking the resort's iconic lagoon-style pool and the emerald waters of the Gulf of Mexico.This spacious residence features a true 2-bedroom, 2-full-bath layout with an open and airy floor plan designed for comfort and coastal living. Tile flooring enhances the main living areas, while the expansive private balcony provides the ideal setting to relax, dine, or take in the spectacular sunset skies. The kitchen is well-appointed with granite countertops, modern appliances, and a functional layout ideal for entertainingBoth bedrooms enjoy private full bathrooms, and the unit is complete with a full-size stacked washer and dryer for added convenience.

Whether you're seeking a primary residence, second home, or investment opportunity, this Gulf-front condo delivers space, views, and the resort lifestyle Shores of Panama is known for.
#993109

Panama City Beach

9900 S Thomas Drive 1911

2 Beds

2 Baths

907 Sq.Ft.

$386,000

MLS#: 993109

Positioned along the sugar-white sands of Panama City Beach, this highly sought-after Shores of Panama unit delivers the perfect combination of Gulf-front luxury and proven income performance. Known as one of the strongest rental resorts on the beach, Shores of Panama continues to outperform. This floorpan with the bedroom on the gulf consistently producing anywhere $55K-$65K annually. That's a solid ROI for the price you're paying!!

This beautifully REFURBISHED and RENOVATED condo showcases floor-to-ceiling Gulf views from both the primary suite and main living area, filling the space with natural light and uninterrupted coastline scenery. The coveted L-shaped floor plan offers a rare, oversized double-wide balcony, providing additional outdoor living space ideal for dining, entertaining, or simply soaking in the breathtaking sunsets from a higher floor vantage point.

The gulf-front primary suite offers direct balcony access and sweeping ocean views, an extremely desirable feature for renters. The kitchen is fully equipped with modern stainless steel appliances, granite countertops, and generous cabinetry, creating a functional yet stylish space for extended stays. Interior features include LVP flooring throughout the living areas, tile in the bathrooms, and a true bunk room with its own enclosed space, a key advantage for rental privacy and guest comfort. Coastal-inspired furnishings complete the inviting, turnkey design.

Owners and guests can enjoy access to one of the most impressive lagoon-style pools on the beach, a spacious sun deck, on-site fitness center, and direct beach access, all within a full-service, gated resort environment.

This unit also includes a rare deeded, covered parking space on the 11th floor (Space #1192) with secure owner access and 24-hour security, adding both convenience and value.

Whether you're looking for a high-performing investment or a beachfront escape, this Shores of Panama condo checks every box. Strong rental history, premium layout, exceptional amenities, and unbeatable Gulf-front views make this a standout opportunity at 9900 Thomas Drive, Unit 2123.

Schedule your private showing today and secure your place along the Emerald Coast.
#783910

Panama City

9900 S Thomas Drive 2123

2 Beds

2 Baths

1,102 Sq.Ft.

$375,000

MLS#: 783910

AMAZING VIEWS FOR MILES! 23rd Floor Gulf Front Penthouse Condo in Shores of Panama.
You won't find better views and large balcony for this price! This Top Floor Penthouse unit sleeps 6 and has one full bedroom and bath, bunk room and bath, spacious living room/dining area and modern kitchen. Kitchen has granite countertops, stainless steel appliances, updated cabinets and is fully stocked for the upcoming rental season. Also comes Fully Furnished so turnkey ready to go! Lush Landscaping, Dolphin Fountains and pool space galore! Shores of Panama is a 23 story Tuscany style condominium. The complex offers amenities including around 500' feet of Gulf frontage, 14k square foot Gulf-side, zero entry gulf side pool, hot tub, heated indoor pool & hot tub, covered on-site parking garage, fitness center, two full-service bars serving lunch and dinner, beach events and rental services, high-speed internet access, and more! Buyer and Buyers agent to verify all dimensions and anything deemed important.
#782986

Panama City

9900 S Thomas Drive 2302

1 Beds

2 Baths

980 Sq.Ft.

$375,000

MLS#: 782986

Most popular floorplan at Shores and these floorplans make very good revenue. 
Shores of Panama is a premier luxurious resort and one of the best ROI's on the beach! This is the most popular floor plan at Shores of Panama, with a double balcony and master bedroom facing the gulf! Lower floor and one of the best views in this building. This unit has all tile and luxury waterproof LVT. New microwave, Refrigerator and Washer/Dryer. 
Shores of Panama is a 23 story Tuscany style condominium complex in the heart of PCB, and right next door to world famous Pineapple Willys restaurant. Shores of Panama has unbeatable amenities, including a massive gulf side pool and hot -tub, 2 tiki bars, indoor pool, garage parking, and a fitness center. 
Currently, Shores of Panama is undergoing a major exterior facelift, and will be so beautiful when complete, which will put your investment well ahead of the others in PCB. The new Florida Condo Requirements are fast approaching for other resorts in town, and Shores of Panama will be complete, ahead of the game, and ready to capitalize maximum profit. Once Shores facelift is complete, there will be no stopping it. It will be the premier place to be in PCB. The price tag on a beachfront superior unit like this will never be again. Don't miss this opportunity to capitalize on a ''buy now price''. Adding this to your portfolio will ensure years of ROI success. Rentals will continue strong during construction.
#777728

Panama City Beach

9900 S Thomas Drive 917

2 Beds

2 Baths

907 Sq.Ft.

$362,500

MLS#: 777728

This Type-N floor plan features 1 bedroom plus a bunk area with a barn door, 2 full bathrooms, in-unit laundry, and a deeded parking spot conveniently located on the same level. The condo is fully furnished and turn-key, highlighted by new luxury floating LVP flooring, flat-screen TVs in all rooms, stainless steel appliances in the kitchen, and privacy curtains in the living room and bedroom.

The seller self-manages the unit with rental income of $55,873 in 2023 and $59,941 in 2024. Enjoy breathtaking sunsets from the west-facing balcony, overlooking the turquoise Gulf waters and vibrant pool scene, and take in stunning sunrise views from the primary bedroom window on the east side of Panama City Beach.

Shores of Panama Resort features the largest Gulf-front lagoon pool in Panama City Beach. This zero-entry tropical pool includes palm-lined islands, fountains, and a spacious hot tub, all set against resort guest exclusive beachfront access. Guests enjoy an indoor heated pool and hot tub, a 24-hour fitness center, and a seasonal poolside Tiki bar. The resort's prime location puts dining, shopping, and attractions within walking distance. Pineapple Willy's is right next door for beachfront dining, and Laketown Wharf, located across the street, offers multiple restaurant options, including The Wharf Buffet, Juan Taco, and LuLu's Bar & Resto. Covered parking, complimentary Wi-Fi, and on-site security enhance the guest experience, making Shores of Panama a sought-after destination for beachfront vacations.

All information and HOA fees are deemed accurate but should be verified by buyers if important.
#768057

Panama City

9900 S Thomas Drive 825

1 Beds

2 Baths

936 Sq.Ft.

$360,000

MLS#: 768057

Beautifully Furnished Gulf-Front Condo

Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity.

Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a brand new HVAC system, new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility.

Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities including expansive beach frontage, a large lagoon-style pool, an indoor heated pool, a fitness center, a spa, a tiki bar & grill, an ice cream and coffee shop, and a variety of summer activities for all ages. Centrally located, the resort is close to shopping, dining, and entertainment options.

Don't miss out on this exceptional property—call to schedule your visit today!
#759678

Panama City

9900 S Thomas Drive 1615

2 Beds

2 Baths

907 Sq.Ft.

$359,900

MLS#: 759678

Experience coastal living at its finest with this exquisitely furnished 2-bedroom, 2-bath condo overlooking the Gulf of Mexico. The unit features a Gulf-front master bedroom and a spacious balcony with views of the pool, making it an excellent rental opportunity. Inside, you'll find tile flooring throughout, elegant granite countertops, and modern updates including a new refrigerator, new washer/dryer, and new Polywood patio furniture. The condo has been freshly painted and comes fully furnished, rental-ready, with future bookings already in place. The living room offers a sleeper sofa and an accent chair that converts to a twin bed, enhancing comfort and flexibility. Well-maintained and move-in ready, this condo is part of the Shores of Panama resort, which boasts an array of amenities.
#954392

Panama City Beach

9900 S Thomas Drive 1615

2 Beds

2 Baths

907 Sq.Ft.

$359,900

MLS#: 954392

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