Find Your Emerald Coast Home Live the Gulf Life!

LowRise

8700 Front Beach Road 4104

Panama City Beach , FL 32407

MLS#: 781639

$281,000

Status: Active
Listing number: 781639
Listing provided by: Gulf Life Real Estate Inc
Listing agent phone: None
Last update: 15 days ago
On site: 2 months ago
Browse Properties
Main image without alt text

Property

Beds

3

Full Baths

2

1/2 Baths

1

Year Built

2009

Sq.Footage

N/A

Seller offering up to $8,000 in closing cost assistance or an interest rate buy-down! Priced well below market value - get a 3-bedroom for less than the price of a 2-bedroom! Welcome to Island Reserve, where resort-style living meets unbeatable convenience. This ground-floor 3-bedroom, 2.5-bath condo offers the ultimate in comfort and accessibility — just 30 steps from the covered parking garage to your front door! Step inside to find an open-concept layout featuring 10-foot ceilings, crown molding, and beautiful bamboo flooring (with cozy carpet in the bedrooms). The kitchen is designed for both function and style, with stainless steel appliances, granite countertops, a decorative stone backsplash, and solid wood cabinetry. The primary suite is a true retreat, highlighted by a stunning custom tile shower and a cedar-lined closet — a rare and luxurious touch! Enjoy your morning coffee or evening drink on the covered patio, the perfect place to unwind after a long day. Washer and dryer convey for added convenience. Island Reserve offers incredible resort-style amenities, including a massive lagoon-style pool with a waterfall, basketball court, state-of-the-art fitness center, movie theatre, and meeting room — every day feels like a staycation! Located close to the beach, Pier Park, and premier shopping and dining, this condo puts you right in the heart of everything Panama City Beach has to offer. VA approved! Don't miss out on this incredible opportunity — call your favorite Realtor today to schedule a private showing! Buyer to verify all important information.

Features & Amenities

Interior

  • Other Interior Features

    Breakfast Bar, Coffered Ceiling(s)

  • Total Bedrooms

    3

  • Bathrooms

    2

  • 1/2 Bathrooms

    1

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    Yes

  • Garage spaces

    1

  • Construction Materials

    HardiPlank Type

  • Parking

    Community Structure, Gated

  • Patio and Porch Features

    Covered, Patio

  • Pool

    Yes

  • Pool Features

    Gunite, In Ground, Community

Area & Lot

  • Property Type

    Residential

  • Architectural Style

    LowRise

Price

  • Sales Price

    $281,000

  • Zoning

    Resid Multi-Family

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    Yes

  • Association Fee Includes

    N/A

School District

  • Elementary School

    Breakfast Point

  • Middle School

    N/A

  • High School

    Arnold

Property Features

  • Association Amenities

    Gated, Spa/Hot Tub

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Breakfast Point

Middle School

High School

Arnold

Listing Courtesy of Tina M Quick , Gulf Life Real Estate Inc

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Opey Russ

Broker

Opey Russ

Call Opey today to schedule a private showing.

(850) 699-1996

Opey@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Seller offering up to $8,000 in closing cost assistance or an interest rate buy-down! Priced well below market value - get a 3-bedroom for less than the price of a 2-bedroom! Welcome to Island Reserve, where resort-style living meets unbeatable convenience. This ground-floor 3-bedroom, 2.5-bath condo offers the ultimate in comfort and accessibility — just 30 steps from the covered parking garage to your front door! Step inside to find an open-concept layout featuring 10-foot ceilings, crown molding, and beautiful bamboo flooring (with cozy carpet in the bedrooms). The kitchen is designed for both function and style, with stainless steel appliances, granite countertops, a decorative stone backsplash, and solid wood cabinetry. The primary suite is a true retreat, highlighted by a stunning custom tile shower and a cedar-lined closet — a rare and luxurious touch! Enjoy your morning coffee or evening drink on the covered patio, the perfect place to unwind after a long day. Washer and dryer convey for added convenience. Island Reserve offers incredible resort-style amenities, including a massive lagoon-style pool with a waterfall, basketball court, state-of-the-art fitness center, movie theatre, and meeting room — every day feels like a staycation! Located close to the beach, Pier Park, and premier shopping and dining, this condo puts you right in the heart of everything Panama City Beach has to offer. VA approved! Don't miss out on this incredible opportunity — call your favorite Realtor today to schedule a private showing! Buyer to verify all important information.

8700 Front Beach Road 4104

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

Lowest-Priced 2BR Villa in Edgewater Beach Golf & Tennis Resort! This 2 bedroom, 2 bathroom villa is currently the lowest-priced 2BR villa on the market, priced even below the highest listed 1-bedroom unit. The unit is all original, offering a blank slate for renovation and customization.The villa has been adapted to be handicap accessible and is conveniently located within walking distance to the walkover bridge providing easy access to the towers and the beach. Located in the gated Edgewater Beach Golf & Tennis Resort with access to golf, tennis, pools, beach access, and resort-style amenities. Ideal for a primary residence, second home, or investment proper
#993623

Panama City Beach

520 Richard Jackson Boulevard 3002

2 Beds

2 Baths

1,254 Sq.Ft.

$230,000

MLS#: 993623

Welcome To Your Slice of Paradise at Endless Summer! This Beautifully Updated 1-Bedroom, 1-Bath Condo (2nd Floor - Overlooking the North Pool) Comfortably Sleeps (4) With A Convenient Pull-Out Murphy Console. A Proven Performer on Airbnb with 5-Star Reviews, Repeat Guests and Future Bookings Already Secured. This Condo Offers an Outstanding Opportunity for Both Personal Enjoyment and Investment Income. Situated Just Across the Street from The Beach with Public Access; The Location Couldn't Be Better. The Unit Comes Fully Furnished and Move-In Ready With Updates Including; LVP Flooring Throughout, Newer Appliances, Refinished Tub, New Vanity in Bath and So Much More. Whether You're Looking for A Vacation Getaway or a Profitable Short-Term Rental, This Condo Is For You!
#980003

Panama City Beach

17614 Front Beach Road 12 E

1 Beds

1 Baths

605 Sq.Ft.

$264,900

MLS#: 980003

New on site today
PRIVATE RESORT LOCATED ON THE GULF OF AMERICA! Welcome to the coveted Gulf Highlands Beach Resort! This amazing resort features a large BEACHFRONT tropical pool, resort clubhouse with bar and grill -- relax and enjoy paradise overlooking the white sandy beaches, emerald-blue waters and warm breezes of the GULF of AMERICA! ************INVESTOR ALERT: Welcome to your next investment opportunity! This beautifully appointed townhome, currently thriving as a short-term rental, offers charm and profitability. With a strong track record of generating impressive rental income, this property boasts a proven history of high occupancy rates and excellent reviews. Financial statements and performance metrics are available upon request. This property is a prime choice for investors looking to capitalize on the booming short-term rental market. This unit generated over $40k gross revenue in 2024 & 2025 with the owner able to use the property for themselves quite frequently! The owner boasts ''Premiere Host Status'' with a 100% Acceptance Rate and 0% Cancellation Rate! The owner has catered to a specific family-oriented demographic which has put this particular unit out in front of the competition and has alleviated the headaches that come with renting to the influx of spring breakers/party crowd. The owner will offer co-hosting services to Investor buyers if needed for a small fee -- this would keep all existing short-term rental listings active along with reviews, financials, and history. ************ HOME FEATURES: This beautiful 2-Bedroom, 2.5-Bathroom townhouse has been fully renovated and features an incredible open floor plan design with an inviting large living room, durable tile flooring on the lower level, modern lighting throughout, impressive kitchen and bathroom upgrades. The amazing master bedroom comes with a private ensuite master bathroom, a private entertainment balcony, and plenty of closet space. Each room is thoughtfully designed to provide a home-away-from-home experience with brand new contemporary furnishings and stylish decor, creating a welcoming and comfortable environment for guests. The large backyard patio is perfect for hosting family and friends. The custom designed private fenced-in patio is perfect for the family dog with direct access to (2) of the (11) resort pools! Two assigned parking spots directly at the front door! ************ TURN-KEY READY: The property comes fully furnished with all the essentials for short-term rentals, including high-quality linens, kitchenware, modern appliances, a beach cart, an outdoor shower, an assortment of beach toys, 3 bicycles, a tankless water heater, and a lovely palm tree in the front yard, ensuring a seamless transition for new owners. Recent updates and well-maintained systems reduce the need for repairs or upgrades, allowing for a hassle-free ownership experience. This turn-key ready home is perfect for your primary residence, 2nd home, or investment property! ************ VERY LOW HOA FEES: Gulf Highlands Beach Resort HOA fees are just $1122/quarter ($374/month)! This includes Internet/Wi-Fi, 24/7 security, private gated access, pest control, and trash. Amenities located throughout the resort include 11 community pools, tennis and pickleball courts, a fitness center, free mini-golf, and playgrounds! Owners and guests have exclusive access to the private beach resort restaurant/bar and beachside pool! ************ COMMUNITY: Gulf Highlands Beach Resort is within walking distance of many restaurants, shops and entertainment such as: Rock'it Lanes (Bowling/Arcade - just behind the complex), Applebee's, Subway, Relaxation Spa & Oxygen Bar, Just Jump Trampoline Park, Ripley's, Wonder Works, American Charlies Grill, Bayou on the Beach Restaurant, Firefly Casual Dining, Taco Bell, The Wicked Wheel Southern Bar/Grill, Pineapple Willys & more
#784111

Panama City Beach

185 White Sandy Drive

2 Beds

2 Baths

1,116 Sq.Ft.

$299,900

MLS#: 784111

New on site today
Welcome to Pinetree Parlor, a fabulous 1 Bedroom half duplex that is move in or rental ready-only a short distance to the beach! The lower lagoon neighborhood is Golf Cart friendly and you have the Dolphin St Boat ramp around the corner. Nearby you have St. Andrew's State Park, mini gold/ attractions, restaurants, bars, and of course, The Emerald Coast and Beautiful sugary soft white sandy beaches. Currently being used as a busy Short term rental- with strong history and reviews - The perfect Beach getaway at an affordable price is waiting for you!
#784126

Panama City Beach

5814 Pinetree Avenue

1 Beds

1 Baths

592 Sq.Ft.

$265,000

MLS#: 784126

New on site 1 day ago
Step into Continental Unit 321 and be welcomed by classic, coastal charm. This one-bedroom, one-bath condo features a galley kitchen--perfect for quick meals between beach days. The open-concept living and dining area includes a convenient trundle bed, offering additional sleeping space for guests.A well-designed Jack-and-Jill bathroom provides a tub/shower combination, pedestal sink, and a storage dresser for added convenience. The spacious, beach-themed primary bedroom is complete with a king bed, dresser, and closet area.Relax on your private balcony, furnished with durable poly furniture, where the sights and sounds make you feel as though you're on the beach.Continental owners enjoy same-side and covered parking, a heated pool, and a grilling and picnic area. Recent building upgrades include NEW elevators, NEW roof, NEW railings, NEW exterior paint, and NEW step coverings. HOA dues include all utilities, including electricity. Owner pets are allowed. SELLER FINANCING AVAILABLE.
#993604

Panama City Beach

15413 Front Beach Road # 321

1 Beds

1 Baths

600 Sq.Ft.

$324,900

MLS#: 993604

New on site 1 day ago
RENOVATED! Beautiful Carillon Beach Inn Condo located on the 2nd floor with serene views of Lake Carillon. Recent renovations: fully upgraded! Kitchen is a dream with granite countertops, large breakfast bar, new stove top, and updated cabinets, luxury vinyl flooring, stainless steel appliances, coastal furnishings. Turn key and rental ready! Enjoy astonishing sunrises and sunsets from the balcony overlooking Lake Carillon. Carillon Beach Inn is located on the west end of Panama City Beach with quick access to Pier Park, Lake Powell, and 30A & Airport. Amenities include over 3,900 ft. of white sand beaches, 4 community pools, 2 hot tubs, tennis, yoga studio, fitness center, retail shopping and dining. This unit is ideal for a beach getaway or investment property. Coastal living at its finest!
#784066

Panama City Beach

114 Carillon Market Street 205

1 Beds

1 Baths

530 Sq.Ft.

$309,000

MLS#: 784066

New on site 1 day ago
RENOVATED CONDO in the exclusive Carillon Beach Inn. Unit 205 is located on the 2nd floor with serene views of Lake Carillon. Recently renovated and fully upgraded! Kitchen is a dream including granite countertops, large breakfast bar, new stove top, and updated cabinets. Upgraded features of this unit include luxury vinyl flooring, stainless steel appliances, and coastal furnishings. Turnkey and rental ready! Enjoy astonishing sunrises and sunsets from the balcony overlooking Lake Carillon. Carillon Beach Inn is located on the west end of Panama City Beach with quick access to Pier Park, Lake Powell, & 30A & Airport. Carillon Beach Resort amenities include over 3,900 ft. of white sand beaches, 4 community pools, 2 hot tubs, tennis, yoga studio, fitness center, retail shopping and dining Don't miss out on this affordable piece of paradise!
#993529

Panama City Beach

114 Carillon Market Street 205

1 Beds

1 Baths

530 Sq.Ft.

$309,000

MLS#: 993529

New on site 1 day ago
**PHOTOS COMING SOON** Step into Continental Unit 321 and be welcomed by classic, coastal charm. This one-bedroom, one-bath condo features a galley kitchen—perfect for quick meals between beach days. The open-concept living and dining area includes a convenient trundle bed, offering additional sleeping space for guests. A well-designed Jack-and-Jill bathroom provides a tub/shower combination, pedestal sink, and a storage dresser for added convenience. The spacious, beach-themed primary bedroom is complete with a king bed, dresser, and closet area. Relax on your private balcony, furnished with durable poly furniture, where the sights and sounds make you feel as though you're on the beach. Continental owners enjoy same-side and covered parking, a heated pool, and a grilling and picnic area. Recent building upgrades include NEW elevators, NEW roof, NEW railings, NEW exterior paint, and NEW step coverings. HOA dues include all utilities, including electricity. Owner pets are allowed. SELLER FINANCING AVAILABLE.
#784084

Panama City Beach

15413 Front Beach Road 321

1 Beds

1 Baths

600 Sq.Ft.

$324,900

MLS#: 784084

New on site 1 day ago
Over $26,000 in rental revenue in 2025! Fully furnished and turnkey ready! Bursting with character and charm, Endless Summer unit D6 is a quaint and fun condo that you will want to see to appreciate! This sun-filled first floor unit is located *directly* beside the community pool and is being sold fully furnished and turnkey ready. Easy beach living is yours, whether you are seeking a sweet short-term rental or a second home option that invites you and your friends to simply enjoy and relax at your leisure. This unit is also situated in the heart of the in the Endless Summer complex, which is located on Front Beach Road near beach access #70 (just across the street). This unit sleeps 4 and has a washer and dryer within the unit--the ease of beach life can be yours!
#993577

Panama City Beach

17614 Front Beach Road D6

1 Beds

1 Baths

605 Sq.Ft.

$239,900

MLS#: 993577

Back on the market at no fault of the sellers. Boaters, bring your vessel and take advantage of the community boat dock on Grand Lagoon, offering direct and easy access to the Gulf! Nestled within the beautifully manicured grounds of Treasure Cove, this one bedroom one bathroom (with Hall Bunkbeds) condo has been meticulously maintained. The owner has truly thought of everything in this renovation. Interior finishes and fixtures include new vinyl plank flooring installed throughout; popcorn texture has been removed from the ceilings, new light fixtures and ceiling fans have been installed. Crown molding and baseboards have been added to all rooms. Installed barn doors and added faux shiplap and trim in the hall and living room, including an accent wall in the kitchen. Backsplashes were added in both the kitchen and the bathroom, new vanity and toilet in the bathroom and new faucets throughout. Additional highlights include HVAC in 2019, front door, sliding glass door and windows were replaced. Step outside and enjoy a covered deck with tranquil views of the lush landscaping, sparkling pool and the breathtaking Grand Lagoon. Treasure Cove offers top-tier amenities, including a community pool, a boat dock, a meeting room for events, and ample parking areas. The location is truly unbeatable, placing you across the street from pontoon rentals, jet ski adventures, and deep-sea fishing charters. For dining, you are just a short stroll from local favorites such as Capt. Anderson's, Grand Marlin, Schooners, Patches, J. Michaels, and Dat Cajun Place. Furthermore, the property's proximity to Pier Park, St. Andrews State Park, and the nearby Navy Base makes it a prime location. This short-term rental-friendly condo is perfect for various needs—whether as a primary residence, a vacation retreat, or an investment property. Inquire today to discover why Northwest Florida remains one of the most highly sought out areas and start living the coastal lifestyle that you deserve!
#781334

Panama City Beach

3600 Thomas Drive C101

1 Beds

1 Baths

656 Sq.Ft.

$259,000

MLS#: 781334

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service