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~NO HOA FEES THROUGH 2029!~ This brand-new home is located within an exclusive 9-home development in a rapidly growing and highly desirable area of Panama City Beach. Enjoy close proximity to the beach while still tucked away in a peaceful residential setting. As an added bonus, the Developer will cover all HOA fees through 2029($600 per year), giving the new homeowner zero HOA payments until 2029. This property offers a rare level of privacy, backing up to a tranquil pond—meaning no homes will ever be built directly behind you. From the moment you arrive, the home's attractive architecture and strong curb appeal make a lasting impression. Inside, the open and airy floor plan is perfect for entertaining, featuring 9' ceilings and 6' tall windows that flood the space with natural light. Built with quality materials throughout, the home includes hard flooring in all rooms, granite countertops, a fully tiled glass-enclosed master shower, and durable Hardie board siding. Additional highlights include a two-car garage, a beautiful paver driveway, and the peace of mind that comes with a new home warranty. Short-term rentals are allowed, which this area has a high demand of—making this property also an exceptional opportunity for investors or those seeking a vacation home with strong income potential. This is a rare chance to own a new construction home with premium incentives, lasting privacy, and an unbeatable Panama City Beach location. All measurements and details are approximate, please verify if important.