Don't miss this prime opportunity to build your dream home in The Cove. This 0.38-acre homesite on 4th Street is just steps from the water and within walking or biking distance of downtown Panama City's newly completed Harrison Avenue streetscape—home to local restaurants, boutiques, the arts, and year-round community events. This flat, builder-ready lot in Flood Zone X offers dual access from both 4th Street and the rear alley. Mature landscaping—including magnolia, camellia, camphor, and live oak trees—adds natural beauty and shade, while a small 3-sided storage shed provides convenient space for lawn equipment. Enjoy the charm of The Cove's residential streets with ideal proximity to marinas, waterfront parks, and the Panama City/Bay County government centers. Conveniently located within minutes of Panama City's world-class hospitals and medical specialists. This generous lot is perfectly positioned for a new primary residence, vacation home, or investment build. NO HOA. A recent survey (April 2025) is available, with the subject property identified as ''New Parcel 1.'' Please refer to the survey for precise lot dimensions and layout. Opportunities like this rarely come available in The Cove—secure your homesite today and start planning your build tomorrow. Note: Please give me a courtesy call or text if you plan to walk the property without me present.